The Clover alternative with no processor lock-in
NectarPay vs. Clover
Clover devices can't be used with other payment processors, and its terms depend on the bank or partner that sold it. NectarPay runs on Stripe Terminal: one set of terms, your own Stripe account, and readers that are yours.
How NectarPay compares to Clover
|
Clover | |
|---|---|---|
| Payments | ||
| Payments into your own Stripe account | ||
| Payments into your own Stripe account | Yes | No Processing through Clover's partners |
| Card readers that aren't locked to the software | ||
| Card readers that aren't locked to the software | Yes | No Clover devices can't be used with other processors |
| Tap to Pay on Android | ||
| Tap to Pay on Android | Yes | No Tap to Pay on iPhone only |
| Hold a card now, capture it later | ||
| Hold a card now, capture it later | Yes | Partly, as an add-on or on some plans Bar tabs on the Restaurant Growth plan |
| Phone and mail orders keyed on the reader | ||
| Phone and mail orders keyed on the reader | Yes | Yes |
| A cut of each vendor's sale, paid out to the venue | ||
| A cut of each vendor's sale, paid out to the venue | Yes | Not in their documentation |
| Selling | ||
| Self-checkout kiosks | ||
| Self-checkout kiosks | Yes | Yes $3,499 and $34.95 a month per kiosk |
| Payment links and QR codes | ||
| Payment links and QR codes | Yes | Yes |
| Checkout on your own website | ||
| Checkout on your own website | Yes | Yes |
| Questions and forms at checkout | ||
| Questions and forms at checkout | Yes | Partly, as an add-on or on some plans Online checkout fields, depending on plan |
| Variants and modifiers | ||
| Variants and modifiers | Yes | Yes |
| Fulfilment | ||
| Pickup, local delivery and shipping | ||
| Pickup, local delivery and shipping | Yes | Partly, as an add-on or on some plans Pickup and delivery; shipping through apps |
| Orders split across locations with the stock | ||
| Orders split across locations with the stock | Yes | Not in their documentation |
| Inventory | ||
| Stock per location, with low-stock alerts | ||
| Stock per location, with low-stock alerts | Yes | Yes |
| Transfers between locations | ||
| Transfers between locations | Yes | Partly, as an add-on or on some plans Through a third-party app |
| Stock changes with reasons, and their history | ||
| Stock changes with reasons, and their history | Yes | Not in their documentation |
| Stock held during checkout | ||
| Stock held during checkout | Yes | Not in their documentation |
| Locations and team | ||
| Prices per location | ||
| Prices per location | Yes | Yes |
| Several businesses, each with its own payouts | ||
| Several businesses, each with its own payouts | Yes | No Each business gets its own dashboard |
| Roles limited to the accounts people work in | ||
| Roles limited to the accounts people work in | Yes | Not in their documentation |
| Company sign-in and required two-factor | ||
| Company sign-in and required two-factor | Yes | Partly, as an add-on or on some plans Two-factor; no company sign-in found |
| A log of who changed what | ||
| A log of who changed what | Yes | Not in their documentation |
| Your own logo and colours | ||
| Your own logo and colours | Yes | Partly, as an add-on or on some plans Logo on receipts and online checkout |
| ERP and API | ||
| A REST API for products, stock, orders and reports | ||
| A REST API for products, stock, orders and reports | Yes | Yes |
| Webhooks for orders and stock | ||
| Webhooks for orders and stock | Yes | Yes Stock events not yet live |
| Reports made on a schedule, delivered as files | ||
| Reports made on a schedule, delivered as files | Yes | Not in their documentation |
| Products, stock and customers in and out by spreadsheet | ||
| Products, stock and customers in and out by spreadsheet | Yes | Partly, as an add-on or on some plans Items by spreadsheet; customer import through an app |
Yes Partly, as an add-on or on some plans No Not in their documentation
Why counters switch from Clover
No processor lock-in
One set of terms
Your items in an afternoon
Bring everything over from Clover
Your items
In the Clover Dashboard, open Items, Item list. Choose Export from the menu beside the list; Clover exports the whole list.
In NectarPay, open Products, Import, and choose the file. Name, price, SKU, product code and quantity are matched for you.
Your customers
Open Customers, Customer list, and choose Download from the menu beside the list.
Open Customers, Import, and choose it. First and last names are joined, and anyone already here isn't added twice.
Your modifiers
Set up modifier groups in NectarPay, or import them from a spreadsheet.
Then sell on your first day with the stock you imported.
Before you cancel Clover
Check for an equipment lease
Find who sold you Clover
Export before you go
Moving several locations? We'll do it with you.
Send us your Clover exports and we'll set up your catalog, locations and readers alongside you.
Switching from Clover: questions people ask
Can I use my Clover device with NectarPay?
No. Clover devices can't be used with other payment processors. NectarPay runs on Stripe Terminal readers, such as the Stripe Reader S700, the BBPOS WisePOS E and the Stripe Reader M2, and on Android tablets with Tap to Pay.
Can I bring my Clover items over?
Yes. Export your item list from the Clover Dashboard and import it under Products. NectarPay matches the name, price, SKU, product code and quantity columns and shows a preview before it saves anything.
Can I bring my Clover customers over?
Yes. Download your customer list and import it under Customers. First and last names are joined, and customers already in NectarPay aren't added twice.
Do I need my own Stripe account?
Yes, and it's yours. Connect the Stripe account you have, or open one from inside NectarPay; Stripe pays your sales out to your bank.
What if I'm still in a Clover lease?
Your lease may keep running after you stop using the equipment, so read its terms before you switch. NectarPay doesn't need your Clover hardware; you can start on a Stripe reader alongside it.
Open your first location today
Connect Stripe, add a location and take a payment. Moving several accounts over? We'll help.
What this page says about Clover comes from its own documentation and public records, as of October 2026:
- Clover: customer service questions
- Clover: developer questions
- Shopify: exporting from Clover
- Fiserv's replies to complaints, Better Business Bureau
Clover is a trademark of its owner, used here only to identify it.